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CollegeAdvantage is Ohio's direct 529 college savings program featuring tax-free savings, low fees, and a wide range of investment options managed by Vanguard, Fifth Third Bank, PIMCO, OppenheimerFunds and GE Asset Management.

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REFER A FRIEND PROGRAM IS BACK: NOW EARN $50 FOR YOU AND $25 FOR YOUR FRIENDS AND FAMILY!

It's back, and it's better than ever! For a limited time, current customers can earn a $50 referral bonus when friends and family open a CollegeAdvantage direct account. And they'll earn $25! New account must be opened by December 15, 2009 in order to receive the referral bonus.

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SYSTEMATIC SAVINGS INCENTIVE OFFER - EARN $25 FOR YOUR ACCOUNT

Earn $25 for your account when you start a new recurring monthly electronic funds transfer (EFT) or payroll deduction.

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NEW PAYOUT RATES IN EFFECT

New 2009-2010 payout rates are now in effect for the Guaranteed Savings Fund.

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MORNINGSTAR RATES OHIO'S PLAN AS A "TOP 5" COLLEGE SAVINGS PLAN IN THE NATION

Morningstar Inc., a leading provider of independent investment research, named Ohio's CollegeAdvantage 529 direct plan as one of the top five college savings plans in the nation. "The strong investment options, low costs and good flexibility make this plan tough to beat for Ohio residents."

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If you are not an Ohio taxpayer, before you invest, consider whether your home state offers a 529 plan that provides its taxpayers with state tax or other benefits not available through this plan.

CollegeAdvantage is a 529 college savings plan offered and administered by the Ohio Tuition Trust Authority (OTTA). OTTA has overall responsibility for the day-to-day operations of the program, including record-keeping and transfer agency services.

CollegeAdvantage is described in the current Offering Statement and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before opening an account. 

Any investment in a CollegeAdvantage mutual fund-based investment option is not insured or guaranteed by the FDIC or any other governmental agency or other party, including the state of Ohio, OTTA or any of the mutual fund firms under contract with OTTA. Any investment in a Fifth Third investment option, however, is insured by the Federal Deposit Insurance Corporation (FDIC), up to the limits set by the FDIC. An investment in a CollegeAdvantage mutual fund investment option is not a direct investment in a mutual fund itself. Except for the Fifth Third investment options, participants assume all investment risk of an investment in CollegeAdvantage, including the potential loss of principal. Regular investing does not ensure a profit or protect against a loss in a declining market. The amount actually available for withdrawal will depend on the investment performance of the investment options chosen.

®Copyright 2009, Ohio Tuition Trust Authority. The OTTA silhouette logo, Ohio Tuition Trust Authority and CollegeAdvantage are registered trademarks of the Ohio Tuition Trust Authority.