Ready-made college savings portfolios

Age-Based
Age-based options are ready-made college savings portfolios designed to provide growth towards reaching your college savings goals over a specific time horizon. The asset allocation (mix of stocks and bonds) of the age-based options automatically changes over time.

Balanced Options (mix of stocks and bonds)
Balanced options are invested in a predetermined mix of stocks and bonds that remain constant throughout the life of your account.

Individual investment options

Bank Options (100% cash)
For those seeking a safe alternative, bank options provide you with the security of a guaranteed rate of return, no fees, FDIC backing and premium rates of interest.

Capital Preservation (cash) and Fixed Income (bond) Options 
Capital preservation (cash) and fixed-income (bond) options may appeal to investors seeking to diversify their investment portfolio and reduce investment risk.

Equities (100% stocks)
CollegeAdvantage offers a diverse choice of individual equity options from various segments of the stock market—including the stocks of small, midsize, and large companies, both growth and value, across all industries. These options may appeal to investors willing to take on higher risk with the potential for higher returns over time or those looking to diversify their portfolio.