Figuring out college savings and 529s can be overwhelming, especially when you’re caring for a newborn or toddler.
If you're a new parent wondering how (or when) to start saving for your child's education, you're not alone. You want to do the right thing—but let’s be honest: life is busy, finances are tight, and there’s no manual for this part of parenthood.
Maybe you’ve found yourself Googling things like:
“What’s the best way to save for college for a baby?”
“529 plan vs savings account?”
“Can I open a 529 if I’m not ready to save much?”
If that sounds like you, we made something just for you.
Introducing the 529 Short Course for New Parents
This free, easy-to-follow playlist of short videos and information was designed specifically to help new parents like you get up to speed on 529 plans—without getting overwhelmed.
It’s flexible, watchable in under 10 minutes, and you can explore at your own pace. There are no sign-ups, no deadlines, and no pressure.
Explore the 529 Short Course for New Parents
We know you have more than enough on your plate. That’s why this Short Course is designed to help parents simplify the confusion and start with confidence.
You’ll learn:
- How starting early (even if it’s just $25/month) pays off versus waiting
- Why a 529 beats a regular savings account
- How to invite grandparents and friends to contribute
- What kind of schools and programs a 529 can pay for (hint: it’s not just college)
- About ready-made investment plans that don’t take a financial expert to understand
What Questions It Answers
Here are just a few topics on new parents’ minds that the course covers:
“What if my child doesn’t go to college?” The course explains how 529s can be used for trade schools, apprenticeships—even K–12 tuition. And funds can be transferred to another child or rolled into a Roth IRA if not used for education.
“How much should I save—and when should I start?” Learn how other parents are doing it, and how starting small early can mean saving less overall.
“Is Ohio’s 529 plan really better than a regular savings account?” See how tax-free growth and flexible use can get you further, even with modest contributions.
“How hard is it to manage a 529 account?” You’ll find it’s easier than you think. Just set it up, automate it, track it on your phone. Done.
Don’t hesitate! Starting early makes a big difference, and it doesn’t have to be a financial burden.
Whether you’re ready to open an account or just want to understand your options, the 529 Short Course for New Parents is a great first step that might take less time than your child's naptime!
